If money were no object, how would you live your life? What would you do all day? What parts of your life would change? What would you do differently?
In this situation, money would give you such a sense of security that you could do whatever you wanted. That would be quite a feeling. I'd love to go back to school. There's nothing like holding a college catalog (can you hold them anymore or are they all online now?) and reading abbreviated syllabi of all the courses the college offers. I'd love to go to school all day. And eat in the dining hall. Oh, how I love dining hall food! All you can eat carbs that you don't have to make. Heaven, absolute heaven.
I'd like to think I wouldn't change my life very much, but I know I would. New fancy house, buy a completely impractical sports car, get a housekeeper, get a gardener for the fancy new house, get a chef if I can't get that college dining hall plan. Give S's parents a paid for house. Take a trip to Scotland. Probably only work part-time.
The charity I'd develop would give college scholarships to deserving kids. And I'd also like to start a non-profit that educates kids and teenagers about the importance of financial awareness. I think a lot of people start the debt spiral so early and accept it as something that is inevitable when in actuality it isn't.
Oh, and I'd get season passes to several different theaters in the area. I love to go see plays! And then go out for a fancy, butter-laden dinner! In my perfect, money-full world, I could eat dairy and gluten.